| For Energy Conservation
The Neighborhood Energy Connection (NEC) helps you obtain 0% financing on a 10 year forgivable loan for up to $6,500:
- Perform an energy audit
Audit waiver information
- Improve health and safety conditions
- Upgrade your heating system and insulation
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Energy Audit Waiver
The City of Roseville and Xcel Energy have teamed up to give 200 Roseville residents a free $60 Standard Audit:
- Learn if your home is wasting energy
- Learn ways you can improve your home's energy efficiency
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For Home Improvements
The Roseville Home Improvement Loan provides loans up to $20,000 at a rate of 4% with terms up to 10 years. Homeowners may borrow an additional $5,000 to cover Green Design improvements:
- Make interior and exterior improvements
- Increase energy efficiency, indoor air quality, water conservation
- Home must be at least 25 years old
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For Basic Repairs
The Ramsey County Deferred Loan program provides 0% loans of up to $15,000 to single family homeowners for basic repairs. Loans are forgiven at 10% per year with complete forgiveness after 10 years of continuous ownership.
- Make interior and exterior improvements
- Increase energy efficiency, indoor air quality, water conservation
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| For Livability, Accessibility, and Energy Conservation
The Minnesota Housing Finance Agency (MHFA) offers Fix-Up Fund Loans and Rehabilitation Loans from $2,000 to $35,000 at low or even zero interest rates.
- Repair, remodel, and improve your home's energy efficiency
- Improve health and safety conditions
- Upgrade your heating system and replace windows
- Do emergency repairs to ensure health and safety (very low income homeowners)
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